Fintech & Wallet App Development Built for Trust & Scale
RBI-aware, PCI-DSS best-practice fintech apps — digital wallets, UPI payments, investment platforms, neobanking, BNPL and insurance — with AI fraud detection and full regulatory compliance.
What We Build Into Every Fintech App
Digital Wallets & Payments
Mobile wallets, UPI integrations, QR code payments, P2P transfers, in-store NFC tap-to-pay and multi-currency cross-border remittance for consumer and B2B use cases.
Investment & Wealth Apps
Mutual fund platforms, stock trading apps, SIP managers, robo-advisory, portfolio trackers and goal-based wealth planning with NSE/BSE and global market data feeds.
Neobanking & BNPL
Digital-first bank account apps, virtual debit cards, buy-now-pay-later checkout flows, credit line management and RBI-compliant KYC/AML workflows.
Lending & Credit Apps
Instant personal loan applications, NBFC loan management, EMI calculators, credit bureau integration (CIBIL/Experian), e-NACH setup and loan servicing apps.
PCI-DSS & RBI Compliance
Tokenised card storage, encrypted PIN entry, biometric auth, fraud detection rules, audit-ready transaction logs and RBI/SEBI regulatory reporting frameworks.
AI Fraud & Risk Intelligence
Real-time transaction anomaly detection with ML, behavioural biometrics, device fingerprinting, step-up authentication triggers and AI-driven credit scoring models.
Fintech Apps We Build Across Every Sector
Fintech MVP Live in 10–14 Weeks
Regulatory & Security Scoping
We map your fintech model to RBI, SEBI, IRDAI or international regulatory requirements, identify PCI scope, plan KYC/AML flows and set a compliance checklist.
Trust-Focused UX Design
High-trust fintech Figma designs — clear fund flows, unambiguous consent screens, biometric prompts, accessibility and progressive disclosure for complex financial features.
Secure Development & Pen Testing
Sprint-based builds with OWASP Mobile Top 10 mitigations, static analysis, API penetration testing, payment sandbox QA and real-device security audit before every release.
Go-Live & Compliance Monitoring
App Store / Play Store launch, fraud rule baseline, transaction monitoring dashboards, regulatory report automation and SLA-backed incident response plan.
Why Fintech Startups & NBFCs Choose Frequent Solutions
Security Is Non-Negotiable
AES-256 encryption, biometric auth, certificate pinning, OWASP Mobile Top 10 mitigations and independent pen testing — security is in the spec, not an add-on.
Regulatory Navigation
We understand RBI, SEBI, IRDAI and international payment regulations. We help you scope your licensing requirements and build to the right compliance standard from day one.
High-Throughput Architecture
Event-driven microservices, Redis for transaction state, idempotent payment APIs and 99.99% uptime SLA — so your payment infrastructure never becomes the bottleneck.
AI Fraud & Risk Engine
Real-time ML anomaly detection, behavioural biometrics, velocity rules and adaptive step-up authentication — fraud detection that learns without slowing down legitimate users.
Payment & Banking API Experts
Deep experience with Razorpay, Cashfree, Stripe, UPI, NEFT/RTGS, NACH e-mandate, SWIFT, credit bureau and banking CBS integration — we know the APIs.
Fixed-Price Fintech Delivery
Agreed spec, fixed price, milestone-based billing — no cost surprises when a payment gateway changes its webhook format or a regulator issues a new circular mid-project.
Build a Fintech App That Regulators Trust, Users Love
Free 30-min fintech discovery call. We scope your compliance requirements and send a fixed-price quote within 48 hours.
Didn't Find What You Were Looking For?
We're here to help you get the answers you need, quickly and clearly.
We build with RBI guidelines and PCI-DSS best practices throughout — tokenised card storage, encrypted PIN entry, biometric authentication, full audit trails and KYC/AML workflows. We work with certified compliance consultants for formal certification when required.
Yes. We integrate with NPCI UPI stack, Razorpay, Paytm Payment Gateway, CCAvenue, Cashfree, Stripe, PayPal, BillDesk and direct bank NEFT/RTGS APIs. We also integrate with international SWIFT and correspondent banking APIs.
A UPI payment app or digital wallet MVP starts from ₹8–15 Lakhs. A full-featured investment platform or neobank app with KYC, biometrics, real-time markets and compliance dashboards ranges from ₹30–80 Lakhs. Fixed-price after discovery.
We integrate with video KYC providers (Digio, Signzy, IDfy), Aadhaar-based eKYC via UIDAI, PAN verification, CIBIL/Experian credit bureau APIs and transaction monitoring rule engines for AML screening — all configurable to your licence type.
A digital wallet MVP is typically live in 10–14 weeks. A full investment platform with KYC, regulatory reporting, biometrics and AI fraud detection takes 20–32 weeks depending on integration complexity and regulatory scope.
Yes. Every fintech engagement includes a web-based admin portal with transaction monitoring, KYC queue management, fraud alert dashboards, regulatory report generation and role-based access for your compliance team.
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Trusted by Teams Across the Globe
Real results from real clients — across AI, SaaS, e-commerce, and enterprise projects.
Before eLiquorWorks, our retail operations ran on spreadsheets and paper logs. Frequent Solutions built us a platform that brought real-time inventory, sales tracking, and purchase management all into one place. The accuracy and reliability have been outstanding from day one.
“Frequent Solutions delivered our AI voice calling agent on time and far exceeded expectations. The call quality is so natural our patients genuinely prefer it over speaking to staff. Their understanding of healthcare workflows was impressive — every detail was thought through.”
The AI WhatsApp lead agent they built transformed our sales pipeline overnight. We went from manually chasing cold leads every day to having an intelligent agent pre-qualify every enquiry automatically. The jump in quality leads within the first month was beyond what we imagined possible.